Home  |  Previous page  |  Search  |  Site map  |  About us  
  Forum  |  Health  |  Mobility  |  Services  |  Finance  |  Leisure  |  Nostalgia  |  Travel  |  Articles  |  Dating  |  Latest NewsLatest News  
you are here: Jo's Jottings>>



TRAVEL INSURANCE, TIPS, ADVICE & RESOURCES


Here you will find up-to-date information, advice and the best resources on travel insurance for the over 50s & senior citizens

 

RIDDLE! What is it?

They spend thousands encouraging us to buy it.
We are advised never to go on holiday without it.
But when we want to buy it, they don't want to sell it to us.

Read on ………..


So after much deliberation we have chosen the holiday destination, sorted out the flights, and already we are picturing ourselves languishing on warm sands with the inviting blue sea stretching before us, and we just have the minor formality of the holiday travel insurance and then all the arrangements will be complete. Did I say MINOR? Well, yes, holiday insurance was once just a minor formality, but now for retired folk or senior citizens it has become a MAJOR, MAJOR problem. (In fact, when talking to friends it appears that holiday insurance has replaced house prices as the after dinner discussion). The problem is not just about how health affects the cost of insurance but it's about how age affects the cost of insurance. Isn't it amazing how an insurance company can take your annual holiday insurance payments for years, you have never made a claim, and suddenly because you have just passed a certain birthday you are too risky to consider. Your medical history may be fine, in fact you may be fitter than the 30 year old couch potato on the end of the telephone, but that doesn't count - the only thing that counts is the date on your birth certificate. And when you do find an insurance company who will cover you, you find that the premium costs more than the holiday.

However, one thing is certain, WE MUST HAVE HOLIDAY TRAVEL INSURANCE (you realize how essential it is when you consider that an air ambulance from the USA will set you back approx £35,000), and another important point is to be honest when declaring your medical history, because Insurance Companies are not charities and will possibly look into your medical history hoping to find some information (however slight you may have considered it at the time it was recorded) to avoid paying for example that air ambulance cost from the USA.

A timely reminder that the E111 was discontinued on 31 December 05 and was replaced by the EHIC (the European Health Insurance Card), which you can obtain from the Post Office or www.dh.gov.uk. It is useful to take this, but it is definitely not a substitute for personal holiday insurance.

And whilst on the subject of European holidays; a couple of years back we met a group of Spanish pensioners having a great time on the Costa del Sol. We found out why it was such a joyous occasion, it came courtesy of the Spanish Government - the Government treats senior citizens to a week's free holiday. On reflection, it could possibly work out cheaper for the National Health if our senior citizens were sent to warmer climes during the winter when bronchitis and respiratory problems abound. Mr Brown, it's food for thought. After all, he informs us that in 2008 we shall be receiving free bus travel throughout the country, so perhaps we can but dream that the boundaries be extended somewhat. However, there is still the problem of the necessary holiday travel insurance.

A recent survey found that 9 out of 10 annual travel policies impose an upper age limit. It is slightly easier to obtain single trip policies: but this can work out expensive if you plan to take more than a couple of holidays a year. Here are a few worth contacting, but do shop around as prices vary enormously -

All Clear of Brentwood - www.allcleartravel.co.uk
Citybond - www.citybond.co.uk
Churchill - www.churchill.com)
Age Concern ) will insure the over 80s
Help the Aged ) will insure the over 80s
Saga ) will insure the over 80s
Norwich & Peterborough - www.npbs.co.uk
Flexicover - www.flexicover.co.uk

"Further advertisements added courtesy of Google -
BUT REST OF THE ARTICLE CONTINUES AFTER THESE ADVERTISEMENTS BY CLICKING PAGE 2"




Useful resources related to travel insurance

Staysure - Over 50s insurance specialist

 

Staysure Insurance

 

Holiday Insurance & general travel insurance for the over 65s

* Senior Citizens Travel Insurance
* Holiday Insurance for the over 65s
* Over 65s Travel Insurance
* Over 65s – Two weeks in Europe from just £18.49!



 

 

Insure For All - Specialise in arranging travel insurance policies for the over 65's. Also provides travel tips and guidelines for the older traveller.

 

Over 65s travel insurance

 

Cheap Travel Insurance - Compare prices and book for less

 


 


Page 2

 

 


 



Latest top news for seniors...

 

 

Latest top resources for seniors...

 












Google Enter Search Keywords:




Google Enter Search Keywords:
©2009/10 MAV-webdesign Ltd